Preheat the oven to 425°
Place bell pepper wedges in a bowl and toss with olive oil, kosher salt, black pepper, cumin, chili powder, and garlic powder. You may need to use your hands to evenly coat.
Place the wedges on a baking sheet in one even layer and bake for 10 minutes. Then set aside.
In a large pan, brown ground meat over medium-high heat until cooked through. Drain the fat if needed.
Add black beans, stir, and cook until heated through, about 2-3 minutes.
Stir in taco seasoning and water. Bring to a boil, reduce heat, and let simmer for 5 minutes or until thickened.
Fill bell pepper wedges with the meat mixture and then top with cheese. Bake for 10 minutes or until bubbly and cheese is melted.
Top with desired toppings and enjoy!